MAB - Module Review

Module Review

Functions of Money

  • Store of Value
  • Medium of Exchange
  • Unit of Account

Types of Money

  • Commodity Money
  • Representative Money
  • Fiat Money

Characteristics of Money

  • Durability
  • Portability
  • Divisibility
  • Uniformity
  • Limited Supply
  • Acceptability

What is a bank?

  • Takes money from depositors
  • Lends money to consumers
  • Makes money on the spread

Financial Institutions

  • Depository - commercial banks, credit unions, savings and loans
  • Non-Depository - insurance companies, brokerage houses, loan companies

Banking Services

  • Business - remote deposits, tax deposit services, factoring, commercial loans
  • Personal - savings, deposits, personal and real estate loans

Self Assessment

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